Definitions

As used in this document, the words, “we,” “our,” “us” and “Bank” mean Summit National Bank (the Bank) and the words “you” and “your” mean each account owner(s) or authorized signer(s). “Account(s)” means your checking account, savings account, certificate of deposit or loan at Summit National Bank. The delivery of periodic account statements, notices and disclosures electronically is referred to as the “eStatements Service.”

Scope of Consent for Electronic Delivery of Statements/Notices

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Delivery of eStatements and Disclosures

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Accessing eStatements

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Customer Responsibilities

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Your Right to Withdraw Consent

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Privacy

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Disclaimer of Warranty and Limitation of Liability

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Our Right to Terminate

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Consent

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Digital Banking Agreement

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E-Sign Disclosure

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Statement Disclosure

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