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Agriculture Loans
- Operating Loan
- Real Estate
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Consumer Loans- New and Used Vehicles
- Unsecured
- Mobile Home
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Commercial Loans- Commercial Real Estate
- Small Business
- Business Operating
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Real Estate Loans- Construction
- Acreage
- Mortgage Refinancing
- First Time Homebuyer
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| A checking account, for most people, is the most basic, frequently used financial service. We offer a straight-forward variety of checking and savings accounts designed for total ease and convenience . Plus, we will work with you to select the option best suited to your needs. All deposits are insured to the FDIC maximum amounts. |
Free Checking
All customers who maintain an active account are entitled to this checking account.
- $100 minimum opening deposit.
- No minimum balance requirement.
- No monthly service charge.
- Free unlimited check writing.
- Free VISA ATM & Check Card - $5 replacement fee.
No check/deposit images with monthly statement. If images are required there will be a $3.00 per month fee.
Regular Checking Plus
This interest-bearing account is for customers who maintain an active account, while maintaining a required minimum average daily balance.
- $300 minimum opening deposit.
- $300 minimum daily balance requirement.
- $3.00 monthly service charge is waived if $300 minimum daily balance is maintained.
- Interest earned on an average daily balance if $300 minimum daily balance is maintained.
- Free unlimited check writing.
- Free VISA ATM & Check Card-$5 replacement fee.
- Free check/deposit images with monthly statement
Super Checking
This interest-bearing checking account is for customers able to maintain a higher balance but need easily accessible funds.
- $50,000 minimum opening deposit.
- $50.00 monthly service charge is waived if $50,000 minimum daily balance is maintained.
- Interest earned on an average daily balance if $50,000 minimum average daily balance is maintained.
- Free unlimited check writing.
- Free VISA ATM & Check Card $5 replacement Fee.
- Free check/deposit images with monthly statement
Business Checking Plus
This interest-bearing account is limited to sole proprietorships, non-profit organizations and government entities.
- $300 minimum opening deposit.
- $300 minimum daily balance requirement.
- $3.00 monthly service charge.
- Interest earned on an average daily balance if $300 minimum balance is maintained.
- Free check writing up to 50 checks; $.05 per check thereafter.
- 2 Free VISA ATM & Check Cards; $5.00 for each additional.
- Free check/deposit images with monthly statement.
Business Checking
This account is designed for your business needs.
- $100 minimum opening deposit.
- No minimum balance requirement.
- $3.00 monthly service charge.
- Free check writing up to 150 checks; $.10 per check thereafter.
- 2 Free VISA ATM & Check Cards; $5.00 for each additional.
- Free check/deposit images with monthly statement.
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Our savings and investment opportunities are designed to maximize your hard-earned dollars. each and every day. From savings accounts and U.S. Savings Bonds to Certificates of Deposit, IRAs and more…we feature a range of savings and investment choices. Whatever your financial goals or lifestyle, we’ll help you select the best alternatives to meet your current and future needs.
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Statement Savings
- $100 minimum opening deposit.
- $3.00 quarterly service charge is waived if $100 minimum daily balance maintained.
- Interest earned on an average daily balance if $100 minimum average daily balance maintained. 1
There is an excessive withdrawal fee of $10 per withdrawal for each withdrawal in excess of six per statement cycle in accordance with Regulation D.
**Minor statement savings service charge waived until age twenty one (21).
Super Savings
This account allows you to earn a more aggressive interest rate, yet have the option to deposit or withdraw without penalty.
- $2,500 minimum opening deposit.
- $25.00 monthly service charge is waived if $2,500 minimum daily balance maintained.
- Interest earned on an average daily balance if $2,500 minimum average daily balance maintained. 1
There is an excessive withdrawal fee of $10 per withdrawal for each withdrawal in excess of six per statement cycle in accordance with Regulation D.
Money Market
- $1000 Minimum opening deposit.
- $10.00 monthly service charge is waived if $1,000.00 minimum daily balance is maintained.
- Limit to 6 withdrawals or transfers per monthly statement cycle.
- Interest earned is dependent on the average daily Tiered balance.
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Certificate of Deposit
Our certificates of deposit are designed to give you the most competitive rates available combining the safety and security traditionally associated with this popular investment. We offer a broad range of maturity dates, a choice of interest payment dates and other options to help meet your current and future needs.
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Individual Retirement Plan Service
IRA’s offer customers several unique benefits including tax-deferred earnings, income replacement for retirement and, in some cases, income tax deduction. We are ready to help you plan the future safely and securely with ease and convenience.
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