Summit National Bank - Serving Wyoming, Idaho


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A checking account, for most people, is the most basic, frequently used financial service. We offer a straight-forward variety of checking and savings accounts designed for total ease and convenience . Plus, we will work with you to select the option best suited to your needs. All deposits are insured to the FDIC maximum amounts.

All Generations NOW Checking
Customers of ALL Generations who maintain an active account are entitled to this checking account.

No minimum Balance requirement.
No per check fee.
Interest earned on an average daily balance if customer maintains $100 minimum balance in account.
*Rate subject to change.
$1 monthly service charge.
Unlimited check writing.
Checks and deposit slips are provided with monthly statement.

Regular Checking
This simple account is for customers that maintain an active account.

$3 monthly service charge is waived if customer maintains a $100 minimum balance.
No per check fee.
Unlimited check writing.
Checks and deposit slips are provided with monthly statement.

Business NOW Account
This business interest-bearing checking account is limited to sole proprietorships, non-profit organizations and government entities.

Interest earned on an average daily balance if customer maintains $300 minimum balance in account.
*Rate subject to change.
$3.00 monthly service charge is waived if customer maintains a $300 balance.
No per check fee
Unlimited check writing
Checks and deposits slips are provided with the monthly statement.

Business Checking
This account is designed with your business in mind.

No minimum balance.
$3 monthly service charge.
No per check fee.
Unlimited check writing.
Checks and deposit slips provided with monthly statement.

*All interest-bearing accounts pay interest on an average daily balance compounded monthly and credited to your account monthly.

Our savings and investment opportunities are designed to maximize your hard-earned dollars. each and every day. From savings accounts and U.S. Savings Bonds to Certificates of Deposit, IRAs and more…we feature a range of savings and investment choices. Whatever your financial goals or lifestyle, we’ll help you select the best alternatives to meet your current and future needs.

All Generations Savings

$1.50 monthly service charge is waived if customer maintains a $25 minimum balance.
Interest earned on an average daily balance if customer maintains $25 minimum balance in the account
*Rate subject to change.
There is an excessive withdrawal fee of $1 per withdraw in excess of nine per quarter.

Money Market

$5 monthly service charge is waived is the customer maintains a $500 minimum balance.
Interest earned on an average daily balance if customer maintains $500 minimum balance in account.
*Rate subject to change.
Six transfers per statement cycle (including three Checks).

Business/Sole Proprietorship Savings
This business interest-bearing savings account is limited to sole proprietorships and non-profit organizations.

Interest earned on an average daily balance if customer maintains $50 minimum balance in account.
*Rate subject to change.
$1.50 quarterly service charge is waived if customer maintains a $50 minimum balance.
There is an excessive withdrawal fee of $1 per withdraw in excess of nine per quarter.

Corporate Savings
This business account allows you to earn a more aggressive interest rate for businesses that are incorporated.

Interest earned on an average daily balance if customer maintains $500 minimum balance in account.
*Rate subject to change.
$3.00 quarterly service charge is waived if customer maintains a $500 minimum balance.
There is an excessive withdrawal fee of $1 per withdraw in excess of nine per quarter.

Business Super Savings
This business account allows you to earn a more aggressive interest rate for businesses that are incorporated.

Interest earned on an average daily balance if customer maintains $1500 minimum balance in account.
*Rate subject to change.
$7.50 quarterly service charge is waived if customer maintains a $1500 minimum balance.
There is an excessive withdrawal fee of $1 per withdraw in excess of nine per quarter.

Certificate of Deposit
Our certificates of deposit are designed to give you the most competitive rates available combining the safety and security traditionally associated with this popular investment. We offer a broad range of maturity dates, a choice of interest payment dates and other options to help meet your current and future needs.

Individual Retirement Plan Service
IRA’s offer customers several unique benefits including tax-deferred earnings, income replacement for retirement and, in some cases, income tax deduction. We are ready to help you plan the future safely and securely with ease and convenience.